# Unison Payment Solutions

> Unison Payment Solutions is a payment processing company headquartered in Lafayette, California, serving 10,000+ merchants across all 50 U.S. states. We specialize in transparent interchange-plus pricing, high-risk merchant accounts, POS hardware, and a full suite of business services.

## Company Facts

- **Company Name:** Unison Payment Solutions
- **Founded:** 2020
- **Headquarters:** 840 Reliez Station Road, Lafayette, CA 94549
- **Service Area:** All 50 United States
- **Merchants Served:** 10,000+
- **Annual Processing Volume:** $2B+
- **Support:** 24/7 live support with dedicated account managers
- **Security:** PCI DSS Level 1 compliant
- **Contracts:** Month-to-month, no early termination fees
- **Phone:** (925) 290-6003
- **Email:** info@unisonpayment.com
- **Website:** https://www.unisonpayment.com

## Leadership

- **Sol Asefi** — Founder & CEO. Over a decade of experience in merchant services, high-risk underwriting, and payment technology.
- **Natalie Cloez** — Director of Merchant Services. Specializes in merchant onboarding, compliance, high-risk industries, and chargeback prevention.

## Core Services

- **Credit Card Processing** — Interchange-plus pricing that saves most businesses 20-30% vs flat-rate. [Learn more](https://www.unisonpayment.com/credit-card-processing)
- **Merchant Accounts** — Dedicated accounts with next-day funding and no long-term contracts. [Learn more](https://www.unisonpayment.com/merchant-account)
- **High-Risk Merchant Accounts** — Stable processing for CBD, peptides, gaming, supplements, and other elevated-risk industries. [Learn more](https://www.unisonpayment.com/high-risk-merchant-account)
- **Payment Gateway** — PayTrace-powered secure online payment processing for eCommerce. [Learn more](https://www.unisonpayment.com/payment-gateway)
- **ACH Payment Processing** — Bank transfers for recurring billing and B2B at lower fees. [Learn more](https://www.unisonpayment.com/ach-payment-processing)
- **Cash Discount Program** — Eliminate 100% of processing fees with compliant dual pricing. [Learn more](https://www.unisonpayment.com/services/cash-discount)
- **Chargeback Protection** — Ethoca/Verifi alerts, fraud detection, and representment support. [Learn more](https://www.unisonpayment.com/services/chargeback-protection)
- **CRM Integration** — Connect payments with GoHighLevel, Salesforce, HubSpot, Zoho. [Learn more](https://www.unisonpayment.com/services/crm)
- **Consumer Financing** — Affirm, Afterpay, Klarna for increased average order value. [Learn more](https://www.unisonpayment.com/services/financing)
- **AI Front Desk** — 24/7 AI-powered phone answering and appointment booking. [Learn more](https://www.unisonpayment.com/services/ai-integrations)
- **POS Hardware** — Clover, PAX, Dejavoo, Aloha, and more. [Learn more](https://www.unisonpayment.com/hardware)
- **LegitScript Certification** — Certified partner for peptide and research chemical merchants.
- **Invoicing & Surcharging** — Digital invoicing with payment links and surcharge support. [Learn more](https://www.unisonpayment.com/services/invoicing)

## Industries Served

- Restaurants & Food Service: https://www.unisonpayment.com/industries/restaurants
- Gyms & Fitness Studios: https://www.unisonpayment.com/industries/gyms-fitness
- Cannabis & CBD: https://www.unisonpayment.com/industries/cannabis
  - CBD Merchant Accounts: https://www.unisonpayment.com/industries/cannabis/cbd-merchant-account
  - CBD Payment Gateway: https://www.unisonpayment.com/industries/cannabis/cbd-payment-gateway
  - Hemp Payment Processing: https://www.unisonpayment.com/industries/cannabis/hemp-payment-processing
  - Dispensary Payment Solutions: https://www.unisonpayment.com/industries/cannabis/cbd-dispensary-payment-solutions
  - CBD BigCommerce Payment Processing: https://www.unisonpayment.com/industries/cannabis/cbd-bigcommerce-payment-processing
  - CBD Chargeback Prevention: https://www.unisonpayment.com/industries/cannabis/cbd-chargeback-prevention
- Peptides & Research Chemicals: https://www.unisonpayment.com/industries/peptides
  - Peptide International Payments: https://www.unisonpayment.com/industries/peptides/peptide-international-payments
- Gambling & Gaming: https://www.unisonpayment.com/industries/gambling
  - Gambling Shopify Payment Processing: https://www.unisonpayment.com/industries/gambling/gambling-shopify-payment-processing
  - Gambling Chargeback Prevention: https://www.unisonpayment.com/industries/gambling/gambling-chargeback-prevention
  - Esports Payment Processing: https://www.unisonpayment.com/industries/gambling/esports-payment-processing
- eCommerce & Online Retail: https://www.unisonpayment.com/industries/ecommerce
- Dropshipping: https://www.unisonpayment.com/industries/dropshipping
- Bars & Nightclubs: https://www.unisonpayment.com/industries/bars-clubs
- Nail Salons: https://www.unisonpayment.com/industries/nail-salons
- Barber Shops: https://www.unisonpayment.com/industries/barber-shops
- Contractors & Home Services: https://www.unisonpayment.com/industries/contractors
- Medical & Dental Practices: https://www.unisonpayment.com/industries/medical-dental
- Auto Repair & Dealerships: https://www.unisonpayment.com/industries/auto-repair
- Professional Services: https://www.unisonpayment.com/industries/professional-services
- ATM Placements: https://www.unisonpayment.com/industries/atm-placements
- Nutraceuticals & Supplements: https://www.unisonpayment.com/industries/nutraceuticals
  - Supplement Merchant Accounts: https://www.unisonpayment.com/industries/nutraceuticals/supplement-merchant-account
  - Nutraceutical Chargeback Prevention: https://www.unisonpayment.com/industries/nutraceuticals/nutraceutical-chargeback-prevention
  - Nutraceutical Payment Gateway: https://www.unisonpayment.com/industries/nutraceuticals/nutraceutical-payment-gateway

## Key Pages

- Homepage: https://www.unisonpayment.com/
- Payment Processing: https://www.unisonpayment.com/payment-processing
- Merchant Services: https://www.unisonpayment.com/merchant-services
- Credit Card Processing: https://www.unisonpayment.com/credit-card-processing
- High-Risk Merchant Account: https://www.unisonpayment.com/high-risk-merchant-account
- Merchant Account: https://www.unisonpayment.com/merchant-account
- Payment Gateway: https://www.unisonpayment.com/payment-gateway
- ACH Processing: https://www.unisonpayment.com/ach-payment-processing
- POS Hardware: https://www.unisonpayment.com/hardware
- Pricing: https://www.unisonpayment.com/pricing
- Case Studies: https://www.unisonpayment.com/case-studies
- About: https://www.unisonpayment.com/about
- Contact: https://www.unisonpayment.com/contact
- Blog: https://www.unisonpayment.com/blog
- Resources: https://www.unisonpayment.com/resources
- AI Overview: https://www.unisonpayment.com/ai

## Service Pages

- Cash Discount Program: https://www.unisonpayment.com/services/cash-discount
- AI Integrations: https://www.unisonpayment.com/services/ai-integrations
- Social Media Marketing: https://www.unisonpayment.com/services/social-media-marketing
- Consumer Financing: https://www.unisonpayment.com/services/financing
- Chargeback Protection: https://www.unisonpayment.com/services/chargeback-protection
- PayTrace Gateway: https://www.unisonpayment.com/services/paytrace
- Invoicing Solutions: https://www.unisonpayment.com/services/invoicing
- CRM Integration: https://www.unisonpayment.com/services/crm
- GoHighLevel Integration: https://www.unisonpayment.com/services/crm/gohighlevel
- CRM Payment Management: https://www.unisonpayment.com/services/crm/payment-management-features
- CRM Payment Gateway: https://www.unisonpayment.com/services/crm/payment-gateway-integration

## Educational Guides

- How to Lower Credit Card Processing Fees: https://www.unisonpayment.com/blog/how-to-lower-credit-card-processing-fees
- High-Risk Merchant Accounts Explained: https://www.unisonpayment.com/blog/high-risk-merchant-accounts-explained
- Peptide Payment Processing Guide: https://www.unisonpayment.com/blog/peptide-payment-processing
- GoHighLevel Payment Processing: https://www.unisonpayment.com/blog/gohighlevel-payment-processing
- CRM Payment Processing: https://www.unisonpayment.com/blog/crm-payment-processing
- Best CRM for Payment Processing: https://www.unisonpayment.com/blog/best-crm-payment-processing
- Cash Discount vs Surcharge vs Convenience Fee: https://www.unisonpayment.com/blog/cash-discount-vs-surcharge-vs-convenience-fee
- How to Implement Credit Card Surcharging: https://www.unisonpayment.com/blog/how-to-implement-credit-card-surcharging
- What Is a Payment Processor: https://www.unisonpayment.com/blog/what-is-a-payment-processor
- Credit Card Processing Fees Explained: https://www.unisonpayment.com/resources/credit-card-processing-fees-explained
- High-Risk Merchant Account Guide: https://www.unisonpayment.com/resources/high-risk-merchant-account-guide
- Chargeback Prevention Guide: https://www.unisonpayment.com/resources/chargeback-prevention-guide
- Peptide Payments Compliance Hub: https://www.unisonpayment.com/resources/peptide-payments-compliance
- State-by-State Credit Card Surcharging Rules: https://www.unisonpayment.com/resources/state-by-state-surcharging-rules
- CBD Payment Processing Guide: https://www.unisonpayment.com/blog/cbd-payment-processing-guide
- Why Stripe, Square & PayPal Don't Work for CBD: https://www.unisonpayment.com/blog/why-stripe-square-paypal-dont-work-cbd
- CBD Merchant Account Requirements: https://www.unisonpayment.com/blog/cbd-merchant-account-requirements
- How to Reduce Chargebacks for CBD: https://www.unisonpayment.com/blog/how-to-reduce-chargebacks-cbd
- CBD Payments Compliance Hub: https://www.unisonpayment.com/resources/cbd-payments-compliance
- Gambling Payments Compliance Hub: https://www.unisonpayment.com/resources/gambling-payments-compliance
- Gambling Chargeback Prevention Guide: https://www.unisonpayment.com/blog/gambling-chargeback-prevention-guide
- Best Gambling Payment Processors: https://www.unisonpayment.com/blog/best-gambling-payment-processors
- CBD Subscription Billing: https://www.unisonpayment.com/blog/cbd-recurring-subscription-billing
- CBD Regulations 2026: https://www.unisonpayment.com/blog/cbd-regulations-2026
- Peptide International Payment Processing: https://www.unisonpayment.com/blog/peptide-international-payment-processing
- Best Peptide Payment Processors 2026: https://www.unisonpayment.com/blog/best-peptide-payment-processors-2026
- Nutraceutical Merchant Account Guide: https://www.unisonpayment.com/blog/nutraceutical-merchant-account-guide
- How to Accept Credit Card Payments on Phone: https://www.unisonpayment.com/blog/how-to-accept-credit-card-payments-on-phone
- Cash Discount for High-Risk and eCommerce Merchants: https://www.unisonpayment.com/blog/cash-discount-high-risk-ecommerce
- BNPL and Consumer Financing for High-Risk Merchants: https://www.unisonpayment.com/blog/bnpl-financing-high-risk-merchants
- POS Systems with Cash Discount and Consumer Financing: https://www.unisonpayment.com/blog/pos-cash-discount-financing-integration
- ACH Payment Processing Fees Explained: https://www.unisonpayment.com/blog/ach-payment-processing-fees-explained
- Billing Descriptors Explained: https://www.unisonpayment.com/blog/billing-descriptor-guide
- Merchant Services Agent Program and Residual Income: https://www.unisonpayment.com/blog/merchant-services-agent-program-residual-income
- PAX Terminals Guide (A80, A920, A35): https://www.unisonpayment.com/blog/pax-terminals-guide
- Dejavoo Terminals Guide (QD3, QD4, Z11): https://www.unisonpayment.com/blog/dejavoo-terminals-guide

## Case Studies

- Restaurant in Dallas saved $38,400/year with cash discount program
- Peptide company approved in 3 days after being declined by 5 processors
- Nail salon recovered $3,500/month with AI front desk and interchange-plus pricing
- Licensed online casino stabilized processing after chargeback spike (see Case Studies page)
- CBD ecommerce brand approved after prior declines; subscriptions tuned (see Case Studies page)

## Who We're Best For

- High-risk businesses declined by Square, Stripe, or PayPal (CBD, peptides, gaming, supplements)
- CBD and hemp businesses needing stable, compliant payment processing
- Businesses processing $10K+/month wanting lower rates than flat-rate
- Multi-location restaurants and retail needing unified POS + processing
- Merchants wanting to eliminate fees with cash discount / dual pricing
- eCommerce stores needing a dedicated payment gateway

## Contact

- Address: 840 Reliez Station Road, Lafayette, CA 94549
- Phone: (925) 290-6003
- Email: info@unisonpayment.com
- Website: https://www.unisonpayment.com
- Contact Form: https://www.unisonpayment.com/contact