Dropshipping
Payment Processing Built for Dropshippers
Dropshipping businesses face unique payment challenges from longer delivery times to supplier issues. Unison Payment Solutions provides merchant accounts designed for the dropshipping model with built-in protection.
Payment Processing for Dropshipping
Dropshipping has enabled thousands of entrepreneurs to build eCommerce businesses without inventory investment—but the model creates payment processing challenges that traditional processors struggle with. Unison Payment Solutions understands dropshipping and provides merchant accounts designed for how your business actually works.
The core challenge is chargeback risk. Dropshipping typically means longer shipping times, especially for products shipped from overseas suppliers. Customers forget they ordered, don't recognize the charge, or get impatient and dispute. Unlike retailers who control their supply chain, you're dependent on suppliers who sometimes fail to meet expectations. These factors create chargeback rates that make traditional processors nervous.
We specialize in businesses that traditional processors consider "high-risk," and dropshipping is one of our core competencies. Our underwriting team understands the business model and evaluates your application accordingly. We work with acquiring banks that have processed dropshipping transactions for years. The result: approval rates significantly higher than you'd find at mainstream processors.
Once approved, our chargeback prevention tools are essential for dropshipping success. Midigator integration provides early alerts when customers dispute charges, giving you time to refund before formal chargebacks. Clear communication templates help you set customer expectations about shipping times. Fraud detection identifies high-risk orders before they become problems.
Account stability is a common concern for dropshippers. Stories abound of processors freezing funds or terminating accounts suddenly. Our accounts are underwritten for the dropshipping model—we know what to expect and price accordingly. No surprise terminations when you operate within agreed parameters.
Scaling your dropshipping business shouldn't mean hitting arbitrary limits. We structure accounts with growth in mind, increasing limits as your business proves itself. High-volume dropshippers process thousands of daily orders through our platform.
Industry Challenges
- Higher chargeback rates from long shipping times
- Difficulty getting approved with new or unproven businesses
- Supplier quality control issues affecting customer satisfaction
- Account freezes and sudden terminations
- Processing limits that restrict growth
- International shipping complications and customer expectations
- Cash flow issues from reserve holds
- Finding processors who understand dropshipping
Our Solutions
- Dropship-optimized merchant accounts with high approval rates
- Chargeback alerts and prevention through Midigator
- Fair reserve policies that don't strangle cash flow
- Processing limits designed for scale
- Clear customer communication templates
- Fraud detection tuned for dropship patterns
- Stable accounts underwritten for the business model
- Dedicated support from dropship payment experts
Benefits for Your Business
What We Offer for Dropshipping
Comprehensive solutions designed for your specific industry needs.
High Approval Rates
Our underwriting team understands dropshipping. We present applications to acquiring banks experienced with the model. Result: significantly higher approval rates than mainstream processors.
Chargeback Prevention
Midigator alerts notify you before chargebacks hit. Refund proactively to avoid fees and ratio impact. Prevention analytics identify recurring issues. Reduce chargebacks by 40-60%.
Fair Reserve Policies
We understand cash flow is critical for dropshipping. Reserve requirements are based on actual risk, not blanket policies. Many merchants operate with minimal or no reserves.
Scalable Limits
Start with appropriate limits for your current volume. As you process and maintain healthy metrics, limits increase. No arbitrary caps that prevent business growth.
Customer Communication Tools
Templates for shipping notifications, delay communications, and expectation-setting. Reduce disputes through clear communication.
Account Stability
Our accounts are underwritten for dropshipping. We know the model; we price accordingly. No surprise terminations when you operate within parameters.
Recommended Hardware
Recommended Services
Dropshipping Payment Processing FAQs
Why do dropshippers have trouble getting approved?
Traditional processors see dropshipping as high-risk due to higher chargeback rates from long shipping times and supplier issues. We specialize in high-risk accounts and understand the dropshipping model, resulting in significantly higher approval rates.
How do you help prevent chargebacks?
Midigator provides early alerts when customers dispute, giving you time to refund before formal chargebacks. Communication templates set shipping expectations. Fraud detection stops high-risk orders. Together, these tools typically reduce chargebacks by 40-60%.
What if I'm a new dropshipping business?
We regularly approve new dropshipping businesses. Good documentation—business plan, marketing approach, supplier relationships—helps your application. Realistic projections based on market research strengthen your case.
What about reserve holds?
Reserve requirements depend on your risk profile. Many dropshippers operate with no reserve or modest holds. We evaluate based on your specific situation rather than blanket policies. Reserves decrease as you establish positive processing history.
Can I process high volumes?
Yes. We structure accounts with scaling in mind. Limits increase as your business proves itself with healthy metrics. High-volume dropshippers process thousands of daily orders through our platform.
What happens if my chargeback ratio increases?
We monitor ratios and work with you proactively. If issues arise, we help identify root causes and implement fixes before ratios become critical. Communication and prevention are always better than reaction.
Ready to Transform Your Payment Processing?
Get a free consultation and discover how much you could save with Unison Payment Solutions. No obligation, no pressure.