Invoicing & Surcharging

Getting paid shouldn't be a struggle. Yet many businesses send invoices and then wait—and wait—for payment. Unison's invoicing solution transforms this experience with professional digital invoices that include embedded payment links, making it easy for clients to pay instantly.

The psychology is straightforward: the more friction you remove from payment, the faster you get paid. When an invoice arrives with a "Pay Now" button that accepts cards, ACH, and other methods, clients pay in moments rather than adding it to their to-do list. Our clients typically see Days Sales Outstanding (DSO) decrease by 30-50% after implementing payment-enabled invoicing.

For B2B businesses concerned about processing fees eating into margins, surcharging offers a solution. Where permitted (which is most states for B2B transactions), you can add a compliant surcharge to credit card payments, offsetting your processing costs. Clients who want to pay by card can do so; they just cover the fee. Those who prefer to avoid the surcharge can pay by ACH or check.

Integration with your existing accounting workflow is seamless. Connect with QuickBooks, Xero, FreshBooks, and other platforms so invoice data flows automatically. No double entry, no reconciliation headaches. Send invoices from your accounting system and track payments in real-time.

Automated reminders ensure nothing falls through the cracks. Schedule gentle nudges before due dates and firmer reminders after. Clients appreciate the communication; you appreciate the improved cash flow.

Cost matters — but total value matters more. Many businesses focus only on rates. They miss hidden fees and service gaps that cost more over time. Unison takes a different approach. Every dollar you spend on invoicing & surcharging delivers real, measurable returns.

No Hidden Fees

With Unison, you get straightforward pricing:

• No setup fees
• No long-term contracts
• No early termination penalties
• No PCI non-compliance fees
• No hidden monthly minimums

You pay only for what you use. Every charge appears clearly on your statement.

Real ROI Beyond Savings

Businesses that use the right payment tools see gains in:

• Checkout speed — shorter wait times and faster throughput
• Customer retention — better payment experiences keep people coming back
• Cash flow — faster funding and clearer reporting
• Efficiency — automation replaces manual work

Want to see your potential savings? Try our savings calculator or request a free statement analysis. Most merchants save 20 to 40 percent after switching.

Not all providers are the same. Unison gives you a dedicated account manager — someone who knows your business, your industry, and your goals.

Here is what sets us apart:

• Interchange-plus pricing — see the real cost of every transaction
• No hidden fees — no surprise rate increases or contract penalties
• 20–30% savings — the average reduction for merchants who switch
• Fast funding — most deposits in 24 hours
• Human support — real people who pick up the phone

Easy to Get Started

1. Apply online in under 10 minutes
2. Get approved within 24 to 48 hours
3. Start using invoicing & surcharging right away

Switching from another provider? We handle the full transition so your business runs without interruption.

Setting up is simple. Our team handles the technical work so you can focus on your business.

Step-by-Step Process

1. Free consultation — contact us to discuss your needs and goals
2. Statement review — we analyze your current fees and find savings
3. Quick application — takes less than 10 minutes online
4. Fast approval — most merchants approved in 24 to 48 hours
5. Setup and training — we configure everything and walk your team through it

After You Are Live

Your dedicated account manager stays with you. They monitor your account, suggest ways to save, and handle any changes you need. No call centers. No ticket queues. Just direct access to someone who knows your business.

Calculate your savings now or get a free quote to take the first step.