Business Services & Solutions

Beyond payment processing, we offer a complete suite of services to help your business grow, save money, and operate more efficiently.

Our Services

Everything Your Business Needs

From eliminating processing fees to automating customer service, we have solutions for every business challenge.

Cash Discount Program

Eliminate 100% of Your Processing Fees

Pass processing costs to card users while rewarding cash customers. Legal, compliant, and saves you thousands.

  • Eliminate 100% of credit card processing fees
  • Legal and compliant in all 50 states
  • No changes to your actual pricing structure

AI Front Desk & Automation

Intelligent Automation for Your Business

AI-powered solutions for customer service, appointment booking, and front desk operations.

  • 24/7 customer service coverage without overtime costs
  • Instant response times—no hold music, no waiting
  • Reduce front desk staffing requirements

Social Media Marketing

Grow Your Business with Strategic Social

Expert social media marketing services that drive customers to your business and build your brand.

  • Build brand awareness and recognition
  • Drive foot traffic and website visits
  • Engage customers and build loyalty

Consumer Financing

Let Customers Buy Now, Pay Later

Offer Affirm, Afterpay, and other financing options that increase average order value and conversions.

  • Increase average order value by 30-50%
  • Convert price-hesitant browsers into buyers
  • Receive full payment upfront—no risk

Chargeback Protection

Stop Chargebacks Before They Happen

Midigator-powered chargeback prevention, alerts, and dispute management that protects your revenue.

  • Reduce chargebacks by 40-60% with prevention tools
  • Get alerted before disputes become chargebacks
  • Win more disputes with automated evidence gathering

PayTrace Gateway

Powerful Payment Gateway for B2B

Enterprise payment gateway with Level 2/3 processing, virtual terminal, and advanced integrations.

  • Save 0.5-1% on B2B transactions with Level 2/3 processing
  • Process payments from anywhere with virtual terminal
  • Secure card storage for recurring billing

Invoicing & Surcharging

Professional Invoicing with Payment Flexibility

Send professional invoices with built-in payment links and optional surcharging to offset processing costs.

  • Get paid 30-50% faster with payment links
  • Professional branded invoice templates
  • Reduce processing costs with optional surcharging

CRM Integration

Connect Payments with Customer Data

Integrate payment processing with your CRM for complete customer visibility and automated workflows.

  • Complete customer transaction history in CRM records
  • Automate follow-ups based on purchase behavior
  • Calculate and track customer lifetime value
Complete Guide

Business Services That Go Beyond Payment Processing

Payment processing is just the starting point. Modern businesses need a comprehensive suite of tools to operate efficiently, manage customer relationships, reduce costs, and grow revenue. Unison Payment Solutions provides an integrated ecosystem of business services — each designed to work seamlessly with your payment processing and POS system — so you have a single partner for your entire business technology stack.

Our Cash Discount Program is one of the most impactful services we offer. By implementing a compliant dual-pricing model, you can eliminate 100% of your credit card processing fees. This is not surcharging — it is a cash discount that rewards customers who pay with cash, check, or debit while card-paying customers cover the processing cost at the displayed price. Thousands of businesses across the country use this program to save thousands of dollars monthly, and it is completely legal in all 50 states when implemented correctly with our provided signage and receipt compliance.

For businesses looking to increase their average order value, our Consumer Financing partnerships with Affirm, Afterpay, and Klarna allow your customers to split purchases into installment payments — at no risk to you. You receive the full purchase amount upfront while the financing provider handles collections. This is particularly powerful for high-ticket businesses like furniture stores, contractors, medical practices, auto repair shops, and professional services firms where price can be a barrier to purchase.

Our Chargeback Protection service uses early warning systems and automated dispute management to prevent chargebacks before they impact your merchant account. For high-risk merchants, this is critical to maintaining a healthy chargeback ratio and avoiding costly account terminations. AI Front Desk automation handles phone calls, books appointments, and answers customer questions 24/7 — reducing your staffing costs while ensuring no customer inquiry goes unanswered. CRM Integration connects your payment data with your customer relationship management tools, giving you a unified view of every customer interaction from first contact through repeat purchase.

Every service is backed by Unison's dedicated account management and responsive support. There are no long-term contracts, no hidden fees, and no bundling requirements — you choose the services that make sense for your business and add or remove them as your needs evolve. Contact our team to learn which services would deliver the greatest impact for your specific business model.

Integrated Solutions

How Our Services Work Together to Grow Your Business

The true power of Unison's service ecosystem is in how each component integrates with and amplifies the others. When you combine our interchange-plus payment processing with our cash discount program, you reduce or eliminate your processing costs. When you add consumer financing, your average transaction value increases by 30 to 50 percent because customers can spread large purchases over time. When you implement chargeback protection, your dispute rate drops and your merchant account remains stable. Each service individually delivers measurable value — together, they transform your entire payment operation.

Consider a practical example: a home services contractor uses Unison's invoicing system to send a digital invoice for a $3,500 kitchen renovation. The invoice includes a pay-now link powered by our PayTrace gateway. The customer clicks the link and sees options to pay in full or finance the project through Affirm or Afterpay. They choose a 12-month payment plan, the contractor receives the full $3,500 upfront, and the financing provider handles collections. Meanwhile, the contractor's cash discount program ensures they pay zero processing fees on the transaction. The entire flow — from invoice to payment to funding — is managed through Unison's integrated platform with no manual steps required.

This integrated approach eliminates the need for multiple vendors, multiple contracts, and multiple support teams. Instead of juggling a payment processor, a POS vendor, a financing provider, a chargeback service, and an invoicing tool — each with their own pricing, their own interface, and their own customer support — you have a single point of contact at Unison who manages everything. This not only saves time and reduces complexity but also provides better data visibility, since all your payment activity flows through a unified reporting system.

Ready to see which services would make the biggest impact for your business? Contact our team for a free consultation. We will analyze your current payment setup, identify opportunities for improvement, and recommend a customized service configuration that maximizes your savings and operational efficiency. There are no long-term contracts and no obligation — just transparent advice from payment industry experts who genuinely want to help your business succeed.

Ready to Transform Your Payment Processing?

Get a free consultation and discover how much you could save with Unison Payment Solutions. No obligation, no pressure.

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