Trusted by 10,000+ Merchants Nationwide

Payment Processing & Merchant Services

Serving merchants in all 50 states—with dedicated onboarding for standard retail and service businesses as well as specialized programs for regulated and high-risk industries.

Unison Payment Solutions is a payment processing company offering credit card processing, POS systems, merchant accounts, and payment gateway solutions for retail, restaurants, eCommerce, and high-risk industries. Lower rates, fast approvals, and dedicated support.

0%
Processing Fees Available
24/7
Customer Support
48hr
Account Approval
PCI DSS Compliant
Level 1 security standards
End-to-End Encryption
P2PE & tokenization
BBB Accredited
Trusted business practices
Nationwide Service
All 50 states supported

How It Works

How Payment Processing Works with Unison

From application to your first transaction, we make the process of accepting credit card payments simple and transparent.

1

Apply Online

Complete our simple online application in under 10 minutes. We need basic business information, a recent processing statement if you have one, and a voided check for funding setup. There is no obligation and no hard credit pull.

2

Get Approved

Most standard businesses are approved within 24 to 48 hours. High-risk industries typically take 3 to 7 business days. Our underwriting team works directly with acquiring banks to maximize approval rates and secure the best terms for your business.

3

Receive Equipment

Your POS terminal or payment gateway arrives pre-configured with your business settings, tax rates, tip options, and receipt branding. Our team handles all provisioning so you can start processing the moment your equipment arrives.

4

Start Accepting Payments

Begin accepting credit cards, debit cards, contactless payments, and more. Funds are deposited into your bank account within one to two business days. Your dedicated account manager is available for ongoing support and optimization.

Industries We Serve

Specialized Payment Solutions for Every Business

From high-risk industries like peptides and gambling to local retail, we have the expertise and technology to power your payments.

Don't see your industry? Contact us – we serve businesses of all types.

What Our Merchants Say

Trusted by Businesses Like Yours

Real stories from merchants who've grown their businesses with Unison Payment Solutions.

$24,000/yr

Switching to Unison's cash discount program saved us over $24,000 a year in processing fees. The transition was seamless and our customers barely noticed.

Michael R.
Restaurant Owner, Dallas TX
Approved in 3 Days

After being rejected by 5 processors, Unison got us approved for our peptide business in 3 days. They actually understand our industry.

Dr. Sarah K.
Research Supply Company
40% Faster Service

The Clover system transformed our bar. Tab management is a breeze, and the speed during happy hour is incredible. Best investment we've made.

James T.
Bar & Lounge Owner, Miami FL
50% Fewer No-Shows

Their AI front desk handles 70% of our calls now. Appointment no-shows dropped by half since customers can easily reschedule through text.

Lisa M.
Nail Salon Owner, Atlanta GA

Unison Payment Solutions at a Glance

Founded
2020
Headquarters
Lafayette, California
Service Area
All 50 U.S. States
Merchants Served
10,000+
Annual Volume
$2B+ Processed
Support
24/7 Live Support
Security
PCI DSS Level 1 Compliant
Contracts
Month-to-Month, No ETF
Phone
(925) 290-6003
Industries We Serve
RestaurantsRetaileCommerceHigh-RiskCBD & CannabisPeptidesMedical & DentalContractorsSalons & BarbershopsGyms & FitnessBars & NightlifeProfessional Services

Contact us for a free consultation and statement analysis.

Frequently Asked Questions

Straight answers about approvals, pricing, and how we work with businesses nationwide—including high-risk and regulated categories.

How long does merchant account approval take?
Timing depends on your business type and documentation. Many standard applications move quickly once underwriting has complete files; specialized or regulated categories often take longer because banks review compliance in more detail. Your representative will give you a realistic range after the first review.
What are your processing fees?
Pricing is built around your volume, ticket size, industry, and how you take payments (in-person, online, or both). We focus on transparent interchange-based options where they fit, and we walk through the numbers before you sign. Use our savings calculator or request a quote for a tailored comparison.
Do you work with high-risk businesses?
Yes. Unison Payment Solutions supports many high-risk and regulated verticals—including peptides, CBD, and others—when the business and website meet processor and card-brand requirements. Approval is never guaranteed; we are upfront about documentation and compliance expectations.
What states do you serve?
We work with merchants across all 50 U.S. states. Programs and pricing can vary by state law (for example, certain checkout or cash-discount rules), and we help you stay compliant in your location.
How do I get a quote?
Start with the contact form or call (925) 290-6003. For the fastest match, use the Apply flow to tell us how you sell; we route you to the right secure application for your business.

Ready to Transform Your Payment Processing?

Get a free consultation and discover how much you could save with Unison Payment Solutions. No obligation, no pressure.

No setup feesFree equipment options24/7 supportFast approval