Is Unison Payment Solutions Right for You?
We're not the right fit for everyone — and we're upfront about that. Here's who benefits most from working with us, and who might be better served elsewhere.
Unison Is Built For...
High-Risk Businesses Declined by Square, Stripe, or PayPal
If you sell CBD, peptides, supplements, gaming products, or anything else that mainstream processors reject, we have the banking relationships to get you approved and keep you processing.
High-Risk Merchant Accounts →Businesses Processing $10K+/Month Wanting Lower Rates
Flat-rate processors charge 2.6–2.9% regardless of card type. Once you hit meaningful volume, interchange-plus pricing saves you 20–40% by passing wholesale rates directly to you.
How Our Pricing Works →Multi-Location Restaurants & Retail Needing POS + Processing From One Provider
Managing separate POS and processing vendors creates billing headaches, integration issues, and finger-pointing when something breaks. We provide both under one account with unified reporting.
POS Hardware →Merchants Tired of Rate Increases and Poor Support
If your current processor raised your rates after signup or routes you through automated menus instead of a real person, you deserve better. We offer month-to-month contracts with no rate increases and a dedicated account manager.
Businesses Wanting to Eliminate Fees With Cash Discount or Dual Pricing
Our compliant cash discount program lets you legally pass processing costs to card-paying customers, reducing your effective processing cost to 0%.
Cash Discount Program →eCommerce Stores Needing a Dedicated Payment Gateway
A standalone gateway gives you more control over your checkout, better fraud tools, and lower per-transaction costs than bundled platform solutions.
Payment Gateway →You Might Be Better Served Elsewhere If...
You process less than $3,000/month
At very low volume, a flat-rate processor like Square can be simpler and more cost-effective. The savings from interchange-plus pricing only become meaningful at higher volumes.
You need a full e-commerce platform
If you need website hosting, product catalog management, and payment processing bundled together, an all-in-one platform like Shopify may be a better starting point. We focus on processing, not store building.
You only accept payments once or twice a month
If you rarely process transactions, a dedicated merchant account with monthly minimums may not make financial sense. A simple invoicing tool with built-in payments could be more practical.
You need crypto or international multi-currency processing
We specialize in domestic US payment processing. If your primary need is cryptocurrency acceptance or processing in dozens of currencies globally, a specialized international processor would serve you better.
Not Sure? Let Us Help You Decide
Book a free, no-pressure consultation. We'll review your business, analyze your current processing costs, and tell you honestly whether we can help.
Get a Free ConsultationChoosing the Right Processor
How do I know if interchange-plus pricing will save me money?▼
What if I'm not sure whether my business is considered high-risk?▼
Do I need to sign a long-term contract?▼
Can I use Unison if I already have a Shopify or WooCommerce store?▼
What does a free consultation include?▼
Learn More About Our Services
High-Risk Merchant Accounts
Stable processing for industries others reject.
Payment Processing
Interchange-plus pricing that saves you money.
Cash Discount Program
Eliminate processing fees entirely.
POS Hardware
Clover, PAX, and more — provisioned and shipped.
Payment Gateway
Secure online payments for eCommerce.
Contact Us
Free consultation with no obligation.
Ready to Transform Your Payment Processing?
Get a free consultation and discover how much you could save with Unison Payment Solutions. No obligation, no pressure.