Klarna for Business

Klarna has become one of the most recognized names in buy now, pay later, particularly in fashion, beauty, and lifestyle retail. With over 150 million active users globally, adding Klarna to your checkout gives you access to a massive base of consumers who actively prefer Klarna for purchases.

Klarna offers several payment options, making it versatile for different purchase types:

Pay in 4: Similar to Afterpay, customers split purchases into four interest-free payments every two weeks. Perfect for fashion, beauty, and lifestyle purchases in the $50-$500 range.

Pay in 30 Days: Customers receive products now and pay the full amount within 30 days. No interest, no fees if paid on time. Great for customers who want to try before fully committing.

Financing: For larger purchases, Klarna offers longer-term financing with monthly installments over 6-36 months. Interest rates apply but are transparent upfront.

For merchants, Klarna's strength is brand recognition. The pink Klarna badge at checkout signals trust to customers who already use Klarna elsewhere. This is particularly powerful in fashion where Klarna has heavy penetration.

Klarna's merchant fees are competitive with other BNPL providers—typically 3-6% plus fixed fees depending on your volume and category. Like other providers, you get paid upfront (minus fees) while Klarna handles customer payment collection.

Integration is straightforward through Unison. Klarna works with Shopify, WooCommerce, Magento, and custom platforms. Klarna's on-site messaging widgets can display payment options on product pages, building purchase intent before checkout.

How It Works

1. Apply online — takes less than 10 minutes
2. Get approved — most merchants within 24 to 48 hours
3. We configure everything — custom settings, integrations, and branding
4. Hands-on training — your team learns every feature

What you will not find with Unison:

• No long-term contracts
• No early termination fees
• No setup charges

Already with another provider? We analyze your current setup, find savings, and manage the full switch. Contact us today for a free consultation.

Unison works with businesses of all sizes. Whether you run a single location or manage dozens, klarna for business adapts to your needs.

Small Businesses & Startups

• No contracts, no setup fees, no minimum volumes
• Same enterprise-grade technology as larger merchants
• Dedicated account manager from day one
• Scales with you as your business grows

Established & High-Volume Businesses

• Custom pricing based on volume
• Multi-location management and reporting
• API integrations with existing systems
• Priority support and a single relationship manager

High-Risk Industries

CBD, peptides, gaming, and eCommerce businesses get stable accounts through our high-risk merchant accounts. We pair you with banks that specialize in your industry and include chargeback prevention and fraud monitoring.