Klarna for Business

Klarna has become one of the most recognized names in buy now, pay later, particularly in fashion, beauty, and lifestyle retail. With over 150 million active users globally, adding Klarna to your checkout gives you access to a massive base of consumers who actively prefer Klarna for purchases.

Klarna offers several payment options, making it versatile for different purchase types:

Pay in 4: Similar to Afterpay, customers split purchases into four interest-free payments every two weeks. Perfect for fashion, beauty, and lifestyle purchases in the $50-$500 range.

Pay in 30 Days: Customers receive products now and pay the full amount within 30 days. No interest, no fees if paid on time. Great for customers who want to try before fully committing.

Financing: For larger purchases, Klarna offers longer-term financing with monthly installments over 6-36 months. Interest rates apply but are transparent upfront.

For merchants, Klarna's strength is brand recognition. The pink Klarna badge at checkout signals trust to customers who already use Klarna elsewhere. This is particularly powerful in fashion where Klarna has heavy penetration.

Klarna's merchant fees are competitive with other BNPL providers—typically 3-6% plus fixed fees depending on your volume and category. Like other providers, you get paid upfront (minus fees) while Klarna handles customer payment collection.

Integration is straightforward through Unison. Klarna works with Shopify, WooCommerce, Magento, and custom platforms. Klarna's on-site messaging widgets can display payment options on product pages, building purchase intent before checkout.