Shopify Financing Integration
Add Buy Now Pay Later to Your Shopify Store in Minutes
Shopify stores can add Affirm, Afterpay, Klarna, and other financing options easily. Increase conversions and AOV with BNPL integration.
Shopify Financing Integration
Shopify has made adding consumer financing remarkably simple. Whether you want Affirm, Afterpay, Klarna, or Shop Pay Installments, integration is straightforward—often just a few clicks in your Shopify admin. But choosing the right options and optimizing their impact takes more thought.
Shop Pay Installments is Shopify's native BNPL option, powered by Affirm. It's the easiest to enable—just toggle it on in settings. Customers can split purchases into four biweekly payments or monthly installments. The familiar Shop Pay branding provides trust. Integration is seamless since it's built into Shopify.
Affirm integration (beyond Shop Pay) offers more flexibility. Longer terms (up to 36 months), higher limits, and promotional 0% APR options. Better for higher-ticket stores or those wanting extensive financing terms.
Afterpay works beautifully on Shopify. Install the app, connect your Afterpay merchant account, and the button appears at checkout. The Afterpay widget can also display monthly payments on product pages—a proven conversion booster.
Klarna, Zip, and other providers also offer Shopify apps. Each has strengths: Klarna's European presence, Zip's competitive rates, Sezzle's focus on younger demographics.
The question isn't whether to add financing—it's which options to add. Most successful Shopify stores offer 2-3 BNPL options to capture different customer preferences. A customer who doesn't want Affirm might love Afterpay. Give them choices.
Unison Payment Solutions helps Shopify merchants navigate financing integration. We assess your products, customers, and goals to recommend the right BNPL mix. Then we ensure integration doesn't conflict with your existing payment processing or reporting.
Key Benefits
Native Shop Pay Installments
Toggle on Shopify's built-in BNPL powered by Affirm. Seamless integration with familiar branding.
Multi-Provider Options
Add Affirm, Afterpay, Klarna, and others. Different customers prefer different providers.
Product Page Widgets
Show monthly payments on product pages, not just checkout. Increase add-to-cart rates.
No Conflict Integration
BNPL works alongside your existing payment processing. Unified reporting through Unison.
Shopify Financing Integration FAQs
Is Shop Pay Installments enough, or should I add more?
Shop Pay Installments is great for basics, but adding Afterpay captures customers who prefer that brand. Many high-converting Shopify stores offer 2-3 options.
Does adding BNPL affect my Shopify Payments rates?
No. BNPL transactions process through the financing provider, not Shopify Payments. Your card processing rates remain unchanged. BNPL has its own merchant fees.
Can I show monthly payments on product pages?
Yes. Afterpay, Affirm, and Klarna all offer Shopify widgets that display estimated monthly payments on product pages. This increases conversion before customers even reach checkout.
What about Shopify POS financing?
Many BNPL providers work with Shopify POS for in-store financing. Customers can apply via QR code or the provider's app while at your register.
Why Unison for Shopify Financing Integration
The right provider makes all the difference. Unison brings hands-on experience with consumer financing and a consultative approach tailored to your business.
Why merchants choose Unison:
- Interchange-plus pricing — see the real cost of every transaction
- No hidden fees — no bundled rates, no surprise charges
- Dedicated account manager — one person who knows your business
- Full onboarding support — setup, training, and troubleshooting included
- 20–30% average savings — compared to flat-rate processors
Switching from another provider? We handle the entire transition. Your business keeps running without interruption.
Set Up Shopify Financing Integration for Your Business
How It Works
- Apply online — takes less than 10 minutes
- Get approved — most merchants within 24 to 48 hours
- We configure everything — custom settings, integrations, and branding
- Hands-on training — your team learns every feature
What you will not find with Unison:
- No long-term contracts
- No early termination fees
- No setup charges
Already with another provider? We analyze your current setup, find savings, and manage the full switch. Contact us today for a free consultation.
The Business Value of Shopify Financing Integration
The right payment tools pay for themselves. Here is how shopify financing integration delivers value beyond just lower rates.
Operational Efficiency
- Automate reconciliation, reporting, and data entry
- Save 5 to 10 hours per week on payment admin tasks
- Free your team to focus on revenue-generating work
Customer Satisfaction
- Fast, professional checkout experience
- Higher retention rates and better reviews
- The payment step is often a customer's last impression of your business
Revenue Growth
- Accept more payment types to capture more sales
- Consumer financing boosts average tickets 30–50%
- Omnichannel businesses outperform single-channel competitors
Use our savings calculator for a quick estimate, or contact us for a detailed analysis of your potential savings.
Shopify Financing Integration for Every Business Type
Unison works with businesses of all sizes. Whether you run a single location or manage dozens, shopify financing integration adapts to your needs.
Small Businesses & Startups
- No contracts, no setup fees, no minimum volumes
- Same enterprise-grade technology as larger merchants
- Dedicated account manager from day one
- Scales with you as your business grows
Established & High-Volume Businesses
- Custom pricing based on volume
- Multi-location management and reporting
- API integrations with existing systems
- Priority support and a single relationship manager
High-Risk Industries
CBD, peptides, gaming, and eCommerce businesses get stable accounts through our high-risk merchant accounts. We pair you with banks that specialize in your industry and include chargeback prevention and fraud monitoring.
More Consumer Financing Solutions
Affirm for Business
Let Customers Pay with Affirm While You Get Paid Upfront
Afterpay for Merchants
Offer "Pay in 4" and Convert More Browsers into Buyers
Buy Now Pay Later for Merchants
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View All Consumer Financing ServicesReady to Transform Your Payment Processing?
Get a free consultation and discover how much you could save with Unison Payment Solutions. No obligation, no pressure.