Afterpay for Merchants

Afterpay pioneered the "Pay in 4" model that's now everywhere in retail. Four equal payments, every two weeks, zero interest for customers who pay on time. It's simple enough that customers understand it instantly—and that simplicity drives conversions.

For merchants, Afterpay hits a sweet spot. The four-payment structure works perfectly for purchases in the $100-$1,000 range. A $200 purchase becomes four $50 payments. A $600 purchase becomes four $150 payments. Suddenly, purchases that felt like a stretch become manageable.

Afterpay's customer base is massive and loyal. Millions of consumers actively seek out retailers that offer Afterpay. Adding the Afterpay button to your site doesn't just convert existing visitors—it attracts new customers who specifically shop where Afterpay is accepted.

The merchant experience is straightforward. Customer selects Afterpay at checkout. Instant approval decision. Customer pays the first 25% today. You receive the full purchase amount (minus fee) typically within 2-5 days. Afterpay collects the remaining three payments from the customer over six weeks.

Afterpay's merchant fees are typically 4-6% plus a fixed per-transaction fee. Compare this to the cost of not converting a customer. If even 10% of cart abandoners would have purchased with Afterpay, the math works heavily in your favor.

Integration through Unison is seamless. We set up Afterpay alongside your existing payment processing. Your checkout flow stays clean. Customers choose between paying now or paying in four. Either way, you get paid.

How It Works

1. Apply online — takes less than 10 minutes
2. Get approved — most merchants within 24 to 48 hours
3. We configure everything — custom settings, integrations, and branding
4. Hands-on training — your team learns every feature

What you will not find with Unison:

• No long-term contracts
• No early termination fees
• No setup charges

Already with another provider? We analyze your current setup, find savings, and manage the full switch. Contact us today for a free consultation.

Unison works with businesses of all sizes. Whether you run a single location or manage dozens, afterpay for merchants adapts to your needs.

Small Businesses & Startups

• No contracts, no setup fees, no minimum volumes
• Same enterprise-grade technology as larger merchants
• Dedicated account manager from day one
• Scales with you as your business grows

Established & High-Volume Businesses

• Custom pricing based on volume
• Multi-location management and reporting
• API integrations with existing systems
• Priority support and a single relationship manager

High-Risk Industries

CBD, peptides, gaming, and eCommerce businesses get stable accounts through our high-risk merchant accounts. We pair you with banks that specialize in your industry and include chargeback prevention and fraud monitoring.