Increase Average Order Value with Financing

Here's a psychological reality: customers don't buy based on total price. They buy based on what they can afford right now. When the only option is "pay in full today," many customers buy less than they want—or nothing at all.

Consumer financing changes the equation. A $600 purchase feels expensive. But $50/month for 12 months? That fits the budget. Suddenly, the customer doesn't have to compromise. They buy what they actually want.

This is why merchants offering financing consistently see average order values increase 30-50%. It's not manipulation—it's removing barriers that force customers to buy less than they need.

Consider a furniture store. Without financing, a customer might buy just a sofa for $800. With financing, they add the matching loveseat for $600 and an accent chair for $400—total $1,800. The monthly payment is still manageable. You've doubled the sale.

Or an electronics retailer. Without financing, a customer buys a mid-tier laptop for $600. With financing, they spring for the model they really want at $1,200, plus a case and accessories. Total order: $1,400.

The upsell opportunities multiply. When monthly payments are low, add-ons become easy yeses. Extended warranties, accessories, premium versions—all become more accessible when customers think in payments, not lump sums.

Unison Payment Solutions helps you implement financing as a strategic tool, not just a checkout option. We advise on promotional structures, messaging strategies, and upsell integration that maximize the AOV impact.

How It Works

1. Apply online — takes less than 10 minutes
2. Get approved — most merchants within 24 to 48 hours
3. We configure everything — custom settings, integrations, and branding
4. Hands-on training — your team learns every feature

What you will not find with Unison:

• No long-term contracts
• No early termination fees
• No setup charges

Already with another provider? We analyze your current setup, find savings, and manage the full switch. Contact us today for a free consultation.

Unison works with businesses of all sizes. Whether you run a single location or manage dozens, increase average order value with financing adapts to your needs.

Small Businesses & Startups

• No contracts, no setup fees, no minimum volumes
• Same enterprise-grade technology as larger merchants
• Dedicated account manager from day one
• Scales with you as your business grows

Established & High-Volume Businesses

• Custom pricing based on volume
• Multi-location management and reporting
• API integrations with existing systems
• Priority support and a single relationship manager

High-Risk Industries

CBD, peptides, gaming, and eCommerce businesses get stable accounts through our high-risk merchant accounts. We pair you with banks that specialize in your industry and include chargeback prevention and fraud monitoring.