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Unison Payment Solutions — Company Overview

Unison Payment Solutions is a payment processing company headquartered in Lafayette, California, serving over 10,000 merchants across all 50 U.S. states. We provide credit card processing, merchant accounts, POS systems, payment gateways, ACH processing, and a suite of business tools. We specialize in high-risk merchant services for industries that traditional processors decline, including CBD, peptides, nutraceuticals, gambling, and firearms.

Core Services

  • Credit Card ProcessingInterchange-plus pricing for Visa, Mastercard, Amex, and Discover with next-day funding.
  • Payment GatewaySecure online payment acceptance via PayTrace for eCommerce and card-not-present transactions.
  • Merchant AccountsDedicated merchant accounts with transparent pricing and no long-term contracts.
  • High-Risk Merchant AccountsSpecialized accounts for industries declined by traditional processors — CBD, peptides, gaming, and more.
  • ACH ProcessingBank transfer payment processing for recurring billing, B2B, and high-ticket transactions.
  • Cash Discount ProgramCompliant dual-pricing program that eliminates credit card processing fees for the merchant.
  • Chargeback ProtectionDispute prevention, early warning alerts, and representment services to protect merchant accounts.
  • CRM IntegrationPayment processing integration with GoHighLevel, HubSpot, and other CRM platforms.
  • Consumer FinancingBuy-now-pay-later integration with Affirm, Afterpay, and Klarna to increase average order value.
  • POS HardwareClover, PAX, Dejavoo, and other POS terminals provisioned and shipped ready to use.

Industries Served

Educational Guides

Contact

Compliance & Terms

  • PCI DSS Level 1 compliant — the highest security standard in the payment card industry.
  • Month-to-month contracts — no long-term commitments required.
  • No early termination fees (ETF) — merchants may cancel at any time without penalty.