Clover Flex

The Clover Flex liberates your business from the constraints of fixed checkout counters. This powerful handheld device brings the full capabilities of a traditional POS system into a portable form factor that goes wherever your business takes you—tableside in restaurants, throughout your retail floor, or out to customers' vehicles for curbside pickup.

The 5-inch touchscreen provides the perfect balance of visibility and portability, while the integrated thermal printer produces professional receipts on the spot. No more walking back to a central station to print receipts or having customers wait at a counter—complete transactions wherever they stand.

A built-in camera enables barcode scanning for inventory management and quick product lookup. Combined with the all-day battery life, the Flex can handle an entire shift without needing a charge, making it ideal for businesses that stay busy from open to close.

The Flex seamlessly integrates with your existing Clover ecosystem. Inventory, employee data, and sales reports sync in real-time with your Clover Station or other devices, ensuring complete operational visibility whether you're at the register or on the floor.

The payment terminal market includes devices from Clover, PAX, Dejavoo, Ingenico, Verifone, and Square. Here is how the Clover Flex stands out.

vs Entry-Level Terminals

• Advanced reporting, employee management, and inventory tracking
• PCI-PTS certification with point-to-point encryption
• Customer engagement features built in

vs Proprietary Systems (Square, Stripe)

• Interchange-plus pricing saves 20–40% vs flat-rate
• No processor lock-in — you own the pricing relationship
• More hardware accessories and peripheral support

Integration Ecosystem

Kitchen displays, barcode scanners, cash drawers, and customer-facing screens — all configured by Unison's team so everything works together from day one.

Every card transaction involves three fee layers. Understanding them is the first step to paying less.

The Three Fee Layers

• Interchange — set by Visa/Mastercard, paid to the issuing bank (non-negotiable)
• Assessment — charged by the card network (non-negotiable)
• Processor markup — the only negotiable part of your fees

Interchange-Plus vs Flat-Rate

Flat-rate processors (Square at 2.6% + 10¢, Stripe at 2.9% + 30¢) charge the same on every transaction. That means you overpay on debit cards where actual interchange is often under 0.5%.

Unison's interchange-plus pricing shows you the real cost. The average business saves 20–40% after switching. Read our guide to lowering fees.

Zero-Fee Option

Our cash discount program displays cash and card prices on the Clover Flex. Card-paying customers cover the processing cost. Fully compliant with Visa and Mastercard rules.

The Clover Flex is the physical cornerstone of a full merchant services ecosystem. Here is what connects to it.

Merchant Account Infrastructure

• Next-day funding for most transaction types
• Real-time reporting: sales by hour, average tickets, top items
• Chargeback notifications and PCI-compliant data storage

Integrated Services

• Cash discount — eliminate processing fees through dual pricing
• Consumer financing — buy now, pay later at checkout (30–50% higher order values)
• Chargeback protection — early alerts before disputes hit your account

Omnichannel Processing

Use the Clover Flex in-store and our payment gateway online. Add ACH processing for recurring billing. Everything settles into one merchant account with unified reporting.